The good news is that every single insurance policy in the state of New York is required to include Uninsured Motorist or Supplementary Underinsured Motorist (UM/SUM) coverage. This coverage is there to protect you and your family if you are in an accident caused by someone who does not have any insurance or minimal insurance coverage.

This type of insurance is crucial in many accidents reported each year. UM/SUM is also one of the cheapest types of insurance coverage you can obtain in the state of New York. For an average cost of around $1 per week you can get up to $100,000 to protect yourself from these types of accidents.

This type of coverage can also help in instances where you or someone in your family is involved in a hit and run. Without having anybody to accept the responsibility of fault in the accident you can still receive the treatment and compensation you need. These types of accidents are far too common and can be very difficult to get help with settling.

If you are in an accident like this and need assistance it is always recommended to consult with an established New York auto accident attorney for more information regarding your case.